Role of Blue Cross in Michigan's Health Insurance Market

The Coalition for Access and Affordability in Michigan (CAAM) commissioned Anderson Economic Group to complete an independent analysis of the special role played by Blue Cross in the Michigan health insurance market. In particular, we were commissioned to: review the Michigan health insurance market, identify the specific statutory mission of Blue Cross Blue Shield of Michigan (BCBSM) within that market, and to estimate, where data are available, the benefits and the burdens that result from the company’s activities under the current statutory mission.

As recently introduced legislation would change the relative burdens of Blue Cross and commercial insurers, it is informative to look at BCBSM’s historic role in the Michigan health in surance market, the original rationale for its unique tax benefit, and the costs and benefits of fulfilling its mission today. This paper looks at all of these areas to assess the impact of pending legislation.

Franchise Damages and Antitrust Analysis: Diageo North America

 

Valuation of Beer Distributors: North American Beer Importer

Case Study:
Valuation of Beer Distributors
North American Beer Importer


Anderson Economic Group was retained by a beer importer to estimate the fair market values of several distributors of their product in the New York City area. By “fair market value,” we mean the price a willing buyer would pay to a willing seller, both possessing adequate information, for the economic value of the line of business. The valuation was done using the best available information, and well-accepted methods of estimating the economic value of a firm. However, certain unique characteristics of the market affected the value of each distributor, and adjustments were made for discounts and for premium factors of marketability, barriers to entry, scale, uniqueness of distribu­tion system in the state, per-capita consumption and other market patterns, “bottle law” factors, and dominance of brands.

We produced a report with sections for each distribu­tor, for use by the importer in improving its distribution network and in negotiations with its distributors.

A Report on the Demographics of Michigan's Urban Brownfield Communities

 

The AEG HQ2 Index: Which Cities Could Be at the Top of Amazon’s Wishlist?

 

“Disparate Impact” Communities in Michigan